#1 Mon Oct 01, 2012 10:15 am
Registered: Sep 2012
Money is hard to get and absolutely easy to lose. In order to retain the little you get, you ought to invest it wisely. Money investment is a risky business because just one simple mistake, you might end up losing all the cash in a fraction of a second.
Money can be invested in both long term and short term investments. Short term investments can generate little profit in a short while but long term investment can generate a final pleasing profit or gradual trickling moderate amounts. In this article, we shall discuss 5 superb ways to invest one hundred thousand shillings.
(1). Livestock buying, rearing and selling.
In most parts of the country, livestock do well and for sure you can make money via livestock buying, rearing and selling livestock. Starting by buying six one year old calves and 5 lambs, that would approximately cost you about ninety thousand. injecting them with multi-vitamins and feeding with salt lick for the first one week will give you a magnificent start. De worm them and feed them on daily meal once or twice a week. After one year, each cow will go for between 15000-20000 shillings each. This would make you a profit range of between 50,000-100,000 shillings. Nurturing the sheep naturally on grass and vegetables will earn you between 20,000-40000 shillings profit range.
You can also rear poultry to supplement your income.
Advantages of livestock investment:
-livestock will not take a lot of your time and this will be as part time job. You can work elsewhere and be in a win-win situation.
-livestock do not require much capital and you can start poultry farming with below 1000 shillings.
-livestock will eventually multiply and double your earnings.
Disadvantages of livestock rearing:
-livestock can die due to natural circumstances like earthquakes or lightning or diseases hence total loss.
-livestock spends more money through food and drugs.
(2). Giving loans to women and earn interest.
Currently, women need money/capital to start, run and supplement their businesses. Having one hundred thousand shillings for instance, you can lend the money to women who return it with interests. Currently a loan work five thousand shillings earns shillings five hundred in one month. So, lending one hundred thousand shillings will earn you about 10,000 shillings per month!
In order to be successful, you need to ensure that your money is safe with the person you are lending. Both parties will sign a declaration. The person should agree that if incase they are unable to pay back the money, you will sell the item they used as collateral. This way you will retain the receipt, title deed, log book, etc until loan repayment is complete.
All you need in order to start this business is a court declaration and an office.
Advantages of lending money as an investment:
-quick profit is made at the comfort of your office.
-you get double profit if someone is unable to repay the loan and you sell or retain the collateral item.
Disadvantages of lending money as an investment:
-people might run without repaying the loan
-most people do not succeed in repaying the loan.
(3). Starting a business.
In densely populated areas, you can make quick easy money if you wisely invest your money. There are several ways to do this.
-start a hotel
-start an mpesa shop
-ship and sell products in kenya.
In this chance, I will tell you how to invest one hundred thousand shillings on a cd/dvd shop that will give you about 20,000 shillings a month, on one hundred thousand shillings capital.
In order to create a source of capital for your business, you need to buy machines that produce the cd/dvd disks. A good duplicator will cost you about 25,000 shillings. This will produce a sum of 5 disks per 5 minutes. Hence producing over a two hundred and fifty disks a day.
Buy a good desktop worth kes. 20,000, a music system worth kes. 15,000 and a printer work kes. 8,000. Use the remaining 32,000 shillings to buy movies. Copy all the movies in zip files before selling any. Hire three salesmen and allow them to sell your movies in every town. In this business, you can sell disks in wholesale prices to retailers. With good business location and free flow of customers, you can make kes. 20,000 profit a month and counting.
Finding a stable company and buying shares can generate you a lot of money. One hundred thousand shillings can be a good start. Companies like safaricom, kenya airways and ken gen do not do down in most cases. Buying shares from such rapidly growing companies will surely make you some cash. I would advise you to spend half the money in one company and the rest on another. You can also invest it in 3 or more different companies. The following companies are in the top of the list.
The top companies in shares profiting are:
The company's shares are currently selling at kes. 22.75.
*ken gen limited
The company's shares are currently selling at kes. 8.89
*Olympia Capital Holdings ltd
The company's shares are currently selling at kes.3.70
*Mumias Sugar Co. Ltd.
The company's shares are currently selling at kes. 6.55
*East African Breweries Ltd.
The company's shares are currently selling at kes. 229.0
Advantages of investing in shares:
-you do not use a lot of time hence allow time for other investments.
-shares can be retained during price drop and sold if prices rocket.
-shares do not require supervision. You only need to confirm and wait.
Disadvantages of investing in shares:
-shares can decrease value for long periods to time, say two years.
-shares are like gambling easy to lose.
-companies get broke and hence money can be lost.
(5).Google adsense. Online investment.
With a hundred thousand shillings, you can invest into creating a godaddy.com website, host any content of your choice and place google ads. If you plan on hosting educational information, you can give some cash to posters who will add relevant content to your website. In about five months time, you will steady up your income by earning over ten dollars per day (810 shillings) this can be a good investment if you do not love being out to in the crowd.
Advantages of investing in google adsense:
-you do not need to get out of the comfort of your home.
-this job is part time and allow time for other income generating tasks.
-quick money if you host useful content.
Disadvantages of investing in google adsense:
-you need to have a domain of your own in order to run ads.
-new websites generate little or no income.
-programming knowledge is required.
With the above knowledge, skills and info, you can never be the same again as far as investin is concerned. Investing today is storing for tomorrow.
Invest and harvest!!